Forecast Life is as unpredictable as the weather. We’d love to help you prepare. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents If a Tree Falls Do you know what to do if a tree falls on your house, damaging your roof? What is Loss of Use? Do you know what Loss of Use is? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.