North Central Insurance
3700 S Western Ave
Sioux Falls, SD 57105

Fax: 605-335-6376

Auto Insurance in Sioux Falls, SD and surrounding areas

Protecting South Dakota Drivers Against Risk

Driving can be risky.  Slick roadways, theft, reckless drivers, and hail are all risks that drivers face, and these and other risks can translate into significant costs.  South Dakota drivers have to be particularly cognizant of risks, as they face unusual weather patterns and unique road conditions.  This is one reason why they, like all drivers, need protection.  Insurance provides necessary protection, and at North Central Insurance we have a complete auto insurance program.  We customize policies through this program for individual clients, and we’ll customize a policy for you.  As a result, you’ll be fully covered for the right price. 

Auto Insurance Coverage Details

Auto insurance is designed to protect against the costs of damages and it’s designed to protect against liabilities.  For many drivers, policies for this type of insurance are about meeting state minimum requirements.  Meeting state requirements is important, but in most cases it does not ensure that protection is complete.  This is one reason why we help clients find the right coverages.  We’ll help you find coverages that are most appropriate and we’ll also ensure that your policy fits. 

We work with a variety of A-rated carriers so that we can give you the best possible selection of options.  The options in the selection that we provide include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

You can save money and time if you combine your auto insurance with your homeowners insurance. We’ll combine auto insurance and homeowners insurance for you if we can.  See our home & auto page and/or speak with an agent to learn about your options.

Specialized Services and Support

We’ve insured South Dakota divers for a long time, so we know these individuals’ needs.  We meet their needs by providing tailored products and personalized services.  As a result, every driver whom we serve stays completely secure in cost-efficient ways. 

We manage risk and claims and we’ll manage your risk and we’ll manage any claims that you file.  We’re also reachable whenever you want or need to get a hold of us, so getting important information will be easy for you.

Please contact us or give us a call to learn more.  You can request a quote if you’re ready to get started.


We’re proud to provide car insurance in Sioux Falls, Brookings, Mitchell, Vermillion, Watertown, and Yankton, SD.  We also serve other areas in the state and we serve Minnesota and Iowa.